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In business dealings, bonds are are drawn up to ensure timely delivery of product or services or to ensure professional conduct. They make people and businesses feel comfortable and confident when working with you – that you have a financial stake involved in the enterprise as well.

While they serve to deliver peace of mind on the other end, more often than not, they are a guarantee required by the buyer. It’s important to deal with a name you can trust in the Garden State for all your bond needs.

What Kinds of Businesses Need Bonds?

Surety and fidelity are among the most commonly requested bonds – in some instances they are mandated by federal, state, and/or local government.

Sureties are commonly asked for from contractors, suppliers, and manufacturers. They ensure that the finished product will be delivered on time. Whether it’s a university apartment complex that must be finished in time for fall enrollment or a retail building that must be ready to open by Black Friday, they are generally used to guarantee that a specific, and often crucial deadline is met.

In the world of government contracts it can be something like having a section of highway open for the primary tourist season. When businesses ask for surety them, it’s not so much a sign of distrust so much as a sign of how important a specific deadline or milestone is to meet.

The following businesses are businesses for which security bonds are commonly requested:

  • Roofing Contractors

  • Construction Companies

  • Painters

  • Landscapers

  • Masons

  • Carpenters

  • Plumbers

  • Electricians

  • Pavers

These are just a few of the highlights. The truth is that any client or potential client can request them. It is up to you to decide if you’re willing to issue one in order to obtain a client or preserve the client relationship. In some cases, though, they are a legal requirement in order to operate your business. In those instances, it’s a requirement rather than a choice.


Fidelity bonds, on the other hand, protect your business and your clients from dishonest employees who commit acts against your business or clients, such as embezzlement, theft, forgery, and more.

Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverage(s). Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. 

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