Jeanne Salvatore giving four vital tips on how to prepare for a disaster. First, review your insurance and make sure you have enough and the right type of insurance--especially flood insurance. Second, take a home inventory so you know the value of your belongings and as a way to help the claims process should you suffer a loss. Third, have a disaster plan and know where you're going and how you will get there if you need to evacuate. Four, make your home more disaster resist

Avoid these Common Mistakes and You’re on Your Way to Getting the Best Insurance for Your Needs and Budget! Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverage(s) altogether is like diet without exercise—focused only on numbers, not on results. Don’t risk ending up dangerously underinsured and on the hook for much bigger bills in the event of a di

"I was a renter in the same residence for nine years, and had an accidental fire which severely damaged one room. Not only did our landlords ask us to leave, but now their insurance company is coming after us for the claim. (We received none of this money, by the way.) We did not have renters insurance, which I am being led to believe would not have covered the dwelling, only the contents or my personal belongings. I have never heard of this, and I haven't recovered from my o